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Commercialpedia Indian Railways commercial circulars and policies

Acceptance of Debit Cards for sale of passenger tickets

COMMERCIAL CIRCULAR NO. 12 OF 2008 · 2008-02-18
Historical — likely supersededCircularrefunds
Historical — likely superseded. This circular predates 2020 and has probably been replaced. Treat it as a record of what the rule was, not what it is. The official Railway Board PDF always prevails over anything shown here.

Open the official PDF on indianrailways.gov.in

Circular numberCOMMERCIAL CIRCULAR NO. 12 OF 2008
File numberNo. TCII/2418/07/Debit
Date2008-02-18
TypeCommercial Circular
Topicrefunds
CurrencyHistorical — likely superseded
Official PDFindianrailways.gov.in

Summary

Acceptance of Debit Cards for sale of passenger tickets Payment in Indian Currency only: Only those Debit Cards shall

Text of the circular

GOVERNMENT OF INDIA 
MINISTRY OF RAILWAYS 
RAILWAY BOARD) 
 
COMMERCIAL CIRCULAR NO.     12     OF 2008 
 
No. TCII/2418/07/Debit Card Policy. 
New Delhi, dated    18.02.2008. 
 
 
The General Managers (Comml), 
All Indian Railways.  
 
 
Sub: Acceptance of Debit Cards for sale of passenger tickets. 
 
A copy of the Joint Procedural Order for acceptance of Debit Cards & 
Credit Cards, prepared by Western Railway, is enclosed. 
 
2. 
Ministry of Railways have decided that, in accordance with the 
enclosed procedural order, the facility of purchasing journey tickets against 
Debit Cards of various banks, may be may be extended, subject to the 
following : 
 
 
(i) 
Credit Card vs. Debit Card: 
The scheme of Credit Cards 
will not be mixed with Debit Cards.  The enclosed Procedural Order will be 
confined to Debit Cards only.  The Credit Card scheme will be continued 
separately subject to its terms & conditions.   
 
(ii) 
Payment in Indian Currency only:  Only those Debit Cards shall 
be accepted where payment is made in Indian Currency. 
 
(iii) 
Service Charge: 
The Service Charge at the rate of Rs. 30 
per ticket, per transaction including refund, shall be levied for issuing tickets 
against Debit Cards. 
 
(iv) 
Refund: 
Refund shall be granted online, and not in cash, in 
Indian currency after deduction of Cancellation/clerkage charges leviable 
under Refund Rules.  The service charge of Rs. 30 per ticket will also be 
levied in addition to normal cancellation/clerkage charge.  Refund under this 
scheme shall be granted subject to other provisions in Refund Rules.   
 
(v) 
Accountal: 
Credit Card & Debit Card transactions will not be 
mixed and separate accountal of sale of tickets against Debit Cards shall be 
maintained.

(vi) 
Cost of Machinery required & staff training:  The cost of required 
machinery, stationery, telephone connection, staff training, etc. will be borne 
by the concerned bank/banks. 
 
3. 
Zonal Railways may implement this scheme of accepting Debit Cards 
of various banks for selling passenger tickets at various stations/reservation 
offices where they find it feasible & justified, within the existing staff strength, 
subject to entering agreement, if required, with the concerned bank/banks. 
 
4. 
This issues with the concurrence of Finance and Accounts Directorates 
of Ministry of Railways.  Due publicity through various media may be given so 
that the passengers can avail this facility.  This disposes off Western 
Railway’s letter No. C.156/4/30 Vol. IV/Debit Card dated 12/18/12/07. 
 
(Hindi version will follow.) 
 
 (U. Hazarika) 
Director (Passenger Marketing),  
Railway Board.

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