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Payment of freight charges through Debit/Credit cards using Point of

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Summary

Payment of freight charges through Debit/Credit cards using Point of through PoS machine by using Debit card or Credit card.

Text of the circular

Rates Circular No. \@ of 2017

भारत सरकार (Government of India) रेल मंत्रालय (Ministry of Railways) tad बोर्ड (Railway Board)

No.2016/TC-1/104/2Pt. New Delhi, dt. 01.06.2017

General Manager All Zonal Railways

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4.1

4.1.1

4.1.2

4.1.3

Sub: Payment of freight charges through Debit/Credit cards using Point of

Sale(PoS) machines

Ref: (1) Commercial Circular No.69 of 2016

(11) Board’s letter of even number dt.20.12.2016

Ministry of Railways have been promoting cashless transactions for the past few years. In this connection, steps taken till now and further action being taken are given in this circular.

In the case of goods traffic. Electronic payment system(E-payment) of freight charges is already in place. All major customers are covered under this system. At present, approximately 99.7% of total freight is getting collected through cashless mode.

Vide Commercial Circular No.69 of 2016. it has been decided to install Point of Sale(PoS) machines at various locations including Goods booking points, where cash is accepted, so as to allow cashless transactions using Debit/Credit cards. State Bank of India has been mandated to install PoS machines at various locations of Indian Railways.

In order to operationalize the process and to ensure correct accountal of remittance, following procedure shall be followed :-

Provision of PoS Machine at goods booking points

Point of Sale(PoS) machine should be provided at all goods booking points where cash is accepted for payment of freight charges.

Each goods booking point and PoS machine will be identified with unique Merchant ID and Terminal ID respectively. so as to facilitate reconciliation.

Each PoS will be dedicated to a specific counter/terminal and specific activity. If at a terminal. two activities viz.Goods booking and Parcel booking are done. then distinct PoS machine will be used for Goods booking and Parcel booking to enable identifying the transaction for a particular activity. Shifting of PoS from one location to another shall not

be allowed in normal course. If PoS machine attached with one terminal needs to be

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a Rates Circular No. \Q of 2017

replaced due to any reason, the Machine ID of new PoS machine shal! be fed into the system(TMS/FOIS) before starting the operation.

4.2 Payment through PoS Machine

4.2.1 Payment of freight (either in part or full) including Demurrage, Wharfage etc. can be done through PoS machine by using Debit card or Credit card.

4.2.2 For making payment, customer (consignor/consignee/endorsee/authorized agent) will swipe his/her Debit/Credit card at PoS Machine using his/her credentials (viz.PIN No.).

4.2.3 The guidelines regarding levy of MDR (Merchant Discount Rate) charges for payment through Debit/Credit card as prescribed by Ministry of Finance from time to time shall be applicable. At present, for payment upto rupees one lakh to Government of India made by citizens using Debit/Credit card, MDR charges shall be absorbed by Government of India(Ministry of Finance) and for payment more than rupees one lakh, MDR charges levied by bank shall be borne by the customer. (refer Ministry of Finance letters No. 1 (1) 20060/ECS/TA/670 dt.15.12.2016 and No.1 (1) 2006/ECS/TA/669 dt.1-4.12.2016)

Procedure in Goods shed

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Once the customer (consignor/consignee/endorsee/authorized agent) swipes the card at

PoS machine, the customer’s account is debited. Two print-outs of the receipt will be

taken, original receipt will be retained by Goods clerk and duplicate receipt will be given

to the customer.

4.3.2 All requisite details of the transaction (viz. Transaction ID, date etc.) should be captured in the concerned Railway Receipt(RR) or Money Receipt(MR), as the case may be.

4.3.3 Payment of Freight, Demurrage etc. shall not be accepted through PoS machines by bunching of RRs or MRs.

4.3.4 At the end of a shift, the Goods clerk shall settle all the PoS transaction and print batch

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