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Indian Railways commercial circulars and policies
A country is not just its soil, a country is its people
Study materialfinance-accountsNo official Railway Board PDF has been traced for this entry yet. The text below was read from the document held in the library.
| Type | Commercial Circular |
|---|---|
| Topic | finance-accounts |
Summary
Credit Cards for Micro Enterprises: Customised Credit Cards with a ₹ 5 lakh limit
Text of the circular
Key Features of Budget 2025-2026 February, 2025 ºÉiªÉàÉä´É VɪÉiÉä Journey of Development A country is not just its soil, a country is its people. Agriculture MSME Investment Exports Engines of development The fuel: Reforms Guiding spirit: Inclusivity Destination: Viksit Bharat Secure Inclusive Development Enhance Spending Power Of India’s Rising Middle Class Invigorate Private Sector Investments Uplift Household Sentiments Accelerate Growth Aspiration for Viksit Bharat Page 1 Development measures focusing on Garib, Youth, Annadata and Nari Spurring Agricultural Growth & Building Rural Prosperity 03 04 02 05 01 • Rural community hub co- location • Institutional account services; • DBT, cash out and EMI pick- up • Credit services to micro enterprises • Insurance; and • Assisted digital services. National Mission on High Yielding Seeds Makhana Board in Bihar Prime Minister Dhan-Dhaanya Krishi Yojana - Developing Agri Districts Programme Mission for Cotton Productivity Enhanced Credit through KCC To cover 100 districts and likely to help 1.7 crore farmers. To be set up to improve production, processing, value addition, and marketing and organisation of FPOs. Targeted development and propagation of seeds with high yield, pest resistance and climate resilience. 5-year mission to facilitate improvements in productivity and sustainability of cotton farming. Facilitate short term loans for 7.7 crore farmers, fishermen, and dairy farmers with enhanced Launch a 6-year Mission with special focus on Tur, Urad and Masoor, emphasising • Development and commercial availability of climate resilient seeds • Enhancing protein content • Increasing productivity • Improving post-harvest storage and management, assuring remunerative prices to the farmers. Aatmanirbharta in Pulses India Post as a Catalyst for the Rural Economy Page 2 Inclusive Human Resource Development and Social Justice Revision in classification criteria for MSMEs Credit Cards for Micro Enterprises: Customised Credit Cards with a ₹ 5 lakh limit for micro enterprises registered on Udyam portal. In the first year, 10 lakh such cards will be issued. Scheme for first time Entrepreneurs: For 5 lakh first-time entrepreneurs, including women, Scheduled Castes and Scheduled Tribes, a new scheme, to be launched, to provide term loans up to ₹ 2 crore during the next 5 years. Measures for Labour Intensive Sectors • Focus Product Scheme for Footwear & Leather Sectors: scheme is expected to facilitate employment for 22 lakh persons, generate turnover of ₹ 4 lakh crore and exports of over ₹ 1.1 lakh crore. • Measures for the Toy Sector: To focus on development of clusters, skills, and a manufacturing ecosystem that will create high-quality, unique, innovative, and sustainable toys to represent the 'Made in India' brand. • Support for Food Processing: Establishment of a National Institute of Food Technology in Bihar, enhanced income for the farmers and skilling, entrepreneurship and employment opportunities for the youth. Supporting MSMEs & Furthering Make in India ₹ in Crore Investment Turnover Current Revised Current Revised Micro Enterprises 1 2.5 5 10 Small Enterprises 10 25 50 100 Medium Enterprises 50 125 250 500 Manufacturing mission with the mandate to focus on • Ease and cost of doing business; • Future ready workforce for in- demand jobs; • A vibrant and dynamic MSME sector; • Availability of technology; • Quality products; • Clean tech manufacturing for climate-friendly development. ₹ in Crore Credit guarantee cover Current Revised MSEs 5 10 Startups 10 20 Exporter MSMEs For Term Loans Up To ` 20 Crore Significant enhancement of credit availability with guarantee cover Development measures focusing on Garib, Youth, Annadata and Nari Page 3 Investing in people, economy and innovation Development measures focusing on Garib, Youth, Annadata and Nari Saksham Anganwadi and Poshan 2.0 Atal Tinkering Labs: 50 Thousand Labs to be set up in government school
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